KHAS Finans Seminerleri – Dr. İdil Ayberk Aydın

Kadir Has Üniversitesi Uluslararası Ticaret ve Finansman Bölümü’nün düzenlediği Finans Seminerleri serisinin 30 Mart Perşembe günü konuğu  Dr. İdil Ayberk Aydın oluyor.

Dr. Ayberk Aydın’ın “Non-performing Loans and House Prices at the Province Level: A Comparison of Domestic Banks in Turkey” başlıklı konuşmasını saat 15:30‘dan (GMT+3) itibaren Zoom üzerinden ve B-310 no’lu salonda takip edebilirsiniz.

Zoom Meeting ID: 815 1029 2190

Etkinlik dili İngilizcedir.

Özet: In this talk, we examine the impact of house prices on the dynamics of non-performing loans (NPLs) of Turkish banks between 2008Q1–2019Q4 by ownership. Using fixed effects, and instrumental variable methodologies, we document that NPLs decline as house prices increase at the province level. Moreover, our results imply that the impact of house prices does vary across bank types and loan categories as state banks’ consumer and commercial NPLs are not affected by the house price fluctuations. Our results highlight the importance of monitoring house prices along with conventional measures in assessing the financial health of the banks.

Konuşmacı Hakkında: İdil Ayberk Aydın earned her PhD degree in Finance at Bilkent University in August 2022. She is broadly interested in the intersection between real estate markets, financial intermediaries and corporate finance. In particular, she studies the impact of house prices on banks’ lending and financial stability. In addition, Dr. Aydın is interested in the housing supply dynamics. During graduate school, she worked as a consultant for the World Bank Ankara office and also as a senior analyst in the Presidency of the Republic of Turkey Human Resources Office. She has served as an instructor at Bilkent University and Yıldırım Beyazıt University for corporate finance and project finance courses.